Insights

It’s evident that the Australian consumer is under pressure. It appears the tailwinds that helped brand the consumer as ‘resilient’ are now turning into headwinds.

When you’re planning for retirement, consider what kind of home you can afford and what suits your level of independence. Think about whether you want

A joint account is a bank account that more than one person can access. It can make it easier to manage shared expenses, but also

Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no

When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time

Key points: The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages If you can’t afford aged care

Moving into residential aged care can trigger a range of emotions, particularly if it involves the sale of the family home. What is often a

As the real estate market begins to bloom with opportunities for homebuyers, for those who wish to buy in the next few months understanding the

Cutting back on overspending Whenever there’s a big sale event, like the upcoming Black Friday sales, it can be tempting to go on a shopping

Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and

A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time

What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money Smart’s guide